Our Advice and Service
Personal Risk Insurance Solutions
Personal risk insurance solutions are essential for safeguarding your financial future. Our advice means emphasising the peace of mind and security it provides for individuals and families.
Corporate Superannuation
Corporate superannuation is a valuable tool for businesses to attract and retain top talent while ensuring employees' financial well-being. Our advice effectively involves emphasising the benefits for both employers and employees.
Business Succession
Business succession planning ensures a smooth transition of ownership, protecting both the business and stakeholders. Our advice effectively involves emphasising risk mitigation, continuity, and wealth preservation.
Retirement Plans
Retirement planning is essential for achieving financial security and a comfortable lifestyle in later years. Our advice effectively emphasises the importance of early preparation, strategic investment.
Wealth Accumulation
Wealth accumulation is the foundation of financial security and long-term prosperity. Our advice effectively highlights strategies for growing assets through smart investing, tax efficiency, and disciplined savings.
Personal Superannuation Strategies
Business succession planning ensures a smooth transition of ownership, protecting both the business and stakeholders. Our advice effectively involves emphasising risk mitigation.
Stay on Track with Your Financial Plan
Life is always changing, and we want to ensure your financial plan and insurance coverage keep up. At Keystone Financial Services, we’re here to help you stay prepared for every stage of life.
Book a time in our online calendar for a quick review, and we’ll work with you to update your plan to match your current lifestyle and future goals.
The Keystone Difference
1. Understand the Client’s Goals & Situation
- Conduct a comprehensive fact-finding session to understand the client’s financial goals, risk tolerance, lifestyle preferences, income, expenses, assets, and liabilities.
- Identify short-term, medium-term, and long-term objectives (e.g., home purchase, retirement, wealth creation).
2. Assess Financial Position & Identify Gaps
- Analyse cash flow, debt levels, investment holdings, and insurance coverage.
- Identify gaps or risks in wealth protection, superannuation contributions, investment strategy, or estate planning.
3. Develop a Tailored Strategy
- Create a financial plan with actionable steps for budgeting, saving, investing, tax minimisation, and risk management.
- Align recommendations with your risk tolerance and investment preferences.
4. Present the Plan & Adjust as Needed
- A detailed walk through the plan, ensuring clarity and alignment with your expectations and goals.
- Address concerns and refine recommendations based on feedback.
5. Implement & Monitor Progress
- Partner with you to help set up investments, insurance, or super contributions.
- Schedule regular reviews to track progress, adjust for life changes, and optimise strategies.
Your Adviser
Brian Perrin
Adv. Diploma of Financial Planning
Keystone Financial Services
Brian Perrin is a qualified Financial Adviser with over two decades of experience in establishing and operating a successful financial planning practice. Throughout his extensive career, Brian has dedicated himself to developing innovative systems and streamlined processes, ensuring he maximised valuable face-to-face interactions with his clients.
Driven by a passion for client-focused service, Brian recognised early on the importance of maintaining meaningful relationships, prioritising clarity, and consistently aligning financial strategies with his clients' personal goals.
Central to this approach was his innovative automated review process, enabling Brian to dedicate more attention and personalised care to each client.
Brian transformed his proven methodology into the comprehensive cloud-based client review software solution.
This innovative platform is designed to uncover gaps in financial advice, ensuring clients stay on track to meet—or exceed—their short, medium, and long-term objectives.
Brian continues to inspire and support other Financial Advisers in embracing efficient processes that place clients' goals at the heart of financial planning.